Received a call from a friend of my yesterday when I was sick and resting in bed. But his conversation with me woke up me from the bed and was totally engross in this conversation of ours.
Here’s what the conversation is about. This friend of my received a call from a particular bank regarding a credit card application that his employee has applied for. In Singapore you need to have a minimum annual salary of SGD$30,000 to get a credit card, so that average out to be a salary of SGD$2,500 per month.
However this employee of my friend is earning a salary of $1,700 per month and why the bank call up my friend is because his employee send in his credit card application together with a employment letter issued by my friend’s company. Some details in the employment letter seems to have been altered, like his basic salary has been amended to $2,100 and there’s an addition of $500 car allowance too which was not in the original employment letter.
Last evening my friend has terminated his employee’s service with his company.
Just can’t understand why some people want to apply for loan or credit card for lifestyle they cannot afford. Isn’t it better for them to be contented with what they currently have instead of chasing a “glamorous” lifestyle which they cannot afford?
It’s not your fault being born poor, but it’s your fault if you die poor.
Chiawy's Blog 